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Is Staying At Home The Way To Save?

Is Staying At Home The Way To Save?

This easy calculator will give you some important facts to use.

Welcome to today: modern life, especially for retirees, can be complex. But at Westminster-Canterbury on Chesapeake Bay, we try to give you and your parents a panoramic view of all probable expenses.

Use the calculator to total current expenses. You'll get a figure that will help you compare living at home to everything that’s included in the services and amenities offered by Westminster-Canterbury on Chesapeake Bay. Please don’t forget to take into account the things that money can’t buy, from great new friendships to endless optimism. Our residents find those things here as well. Call us for details. We can be reached at 800-753-2918.

  • Home Ownership
  • Home Upkeep
  • Lifestyle
  • Wellness

Stage 1: Home Ownership

What's the true cost of staying in your home? Total up all the key factors, from your mortgage or rent to property taxes, insurance and periodic repairs.

What do you currently spend each month for:


How much do you currently pay monthly for your mortgage or rent?


How much do you pay for property tax? (Take your yearly payment and divide it by 12)


How much do you pay monthly for homeowner's or renter's insurance?

Stage 2: Home Upkeep

Now add up everything you spend on everyday bills—utilities, yard work, gutter cleaning and more. Don’t forget to think about all the time you spend on household chores. Couldn’t that be time better spent?

What do you currently spend each month for:


How much do you spend on major home repairs (i.e. roof repairs, foundation repairs, driveway repairs, remodeling)? Take this yearly amount and divide it by 12.


What is your monthly utility cost (i.e. electricity, gas, water, trash removal, sewer, cable TV)?


How much do you spend on housekeeping per month (i.e. cleaning supplies, cleaning/maid service)?


How much do you spend each month on home and property maintenance (i.e. plumbing, electricity, pest control, painting, HVAC, lighting, yard care, gutter cleaning, tree pruning).

Stage 3: Lifestyle

You’re paying for the rising cost of groceries and gasoline, let alone the extras–entertainment, recreation and travel. How big a bite does all that take out of your budget?

What do you currently spend each month for:


How much do you spend on dining out each month?


How much do you spend on recreation and entertainment each month?

Stage 4: Wellness

Perhaps you’re paying for a health club membership. Perhaps you need caregiver services. You may be subscribing to an emergency service or a 24-hour security system.

What do you currently spend each month for:


How much do you spend on 24-hour security and/or emergency services per month?


What is your monthly health club membership fee?


How much do you typically spend on caregiver services per month?

Your personal information will not be used in any way to solicit.

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Upcoming Events

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  • You can't cut off your life because of COVID. You have to be careful, but you need to keep living. Westminster-Canterbury makes it easier to do that. Dr. George Franklin, Resident
  • The key to a healthy retirement is to remain active.  The key to remaining active is to live at Westmnster-Canterbury on Chesapeake Bay! Dick Binford, Resident
  • The best decision I ever made was to move to Westminster! Joan Lottman, Resident
  • I have lived here for almost two years and I absolutely love it! Moving here is the best decision I ever made in my life! My children might not realize it now, but coming here is the best present I have ever given them. Beverly Griffin, Resident
  • A huge thank you to all the Westminster-Canterbury staff for all that they are doing for us during these challenging times! Special thank you to Catering for their off-campus pickups for us! Vera Jean Russell, Resident
  • Thank you for everything you do everyday to keep us happy, healthy and safe!! No place I’d rather be!!️ Shirley Wharton, Resident
  • We're more active and have more friends. It feels like my family has quadrupled in size. We have a more active lifestyle. There are so many things to do and be part of. Our home now is like living in a resort. Brenda Leonhirth Ladell, Resident
  • Thanks for helping take great care of our parents. We miss seeing them, but glad you’re taking every precaution to ensure we’ll get that chance when this blows over! Karen Costenbader Bradley, Family Member of Resident
  • Stone Rehab went over 100% above and beyond expectations! Joan Lottman, Resident, Stone Rehab experience
  • Thanks to Ben Unkle, CEO of Westminster-Canterbury on Chesapeake Bay for making this [www.birdsongtablet.com] technology available around the world! LeadingAge Virginia
  • The best decision I ever made was coming to WC 6 years ago. Everyone is very professional, they know their job & they do it well. I was healthy and independent 6 years ago when I moved here & now I'm experiencing episodes of back pain that Stone Rehab is helping me with. It's a marvelous place! Joan Lottman, Resident, Stone Rehab experience
  • It’s hard for me to believe that I have not been off campus for almost five months with the exception of three doctor’s visits. Yet, I am perfectly content. I have had the opportunity to leave since March, but continue to choose to stay here where I feel safer and my days can be filled with many of the activities you have provided. Connie Rutledge, Resident

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