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Retirement: A Great New Adventure.

Retirement: A Great New Adventure.

A gentle learning curve will take you right to our bay-side community.

Navigating through the words, terms and phrases that will be part of your parents’ new world of retirement living could very well lead you to the Chesapeake Bay—right to Westminster-Canterbury.

Source: www.SeniorHousingNet.com

  • Animated Arrow for QuestionsActivities of Daily Living (ADLs):

    Everyday activities such as bathing, grooming, eating, toileting, and dressing.

  • Animated Arrow for QuestionsADA (Americans with Disabilities Act):

    A civil rights law passed by Congress in 1980, prohibiting discrimination on the basis of disability.

  • Animated Arrow for QuestionsAdministrator:

    A licensed professional who manages the day-to-day operations of a care facility (i.e., a skilled nursing or assisted living facility.)

  • Animated Arrow for QuestionsAdult Day Care:

    Daytime structured programs in a protective community setting with activities and health-related and rehabilitation services to elderly who are physically or emotionally disabled.

  • Animated Arrow for QuestionsAging in Place:

    A concept which advocates enabling a resident to choose to remain where he or she prefers to live, despite the physical and or mental decline that may occur with the aging process.

  • Animated Arrow for QuestionsAlzheimer's:

    Degenerative age-related disease that impairs an individual's cognitive ability. Symptoms may include forgetfulness, wandering, and inability to recognize others.

  • Animated Arrow for QuestionsAmbulatory:

    The ability to move and walk around, not bedridden or hospitalized.

  • Animated Arrow for QuestionsAssisted Living:

    A state-licensed program offered at a residential community with services that include meals, laundry, housekeeping, medication reminders, and assistance with Activities of Daily Living (ADLs) and Instrumental Activities of Daily Living (IADLs). The exact definition will vary from state to state, and a few states do not license assisted living facilities.

  • Animated Arrow for QuestionsCharge Nurse:

    An RN or LPN who is responsible for the supervision of a unit within a nursing facility. The charge nurse schedules and supervises nursing staff and provides care to facility residents.

  • Animated Arrow for QuestionsContinuing Care Retirement Community (CCRC):

    A community planned and operated to provide a independent living, congregate housing, assisted living, and skilled nursing care for older people. A CCRC resident contract often involves either an entrance fee or buy-in fee in addition to the monthly service charges, which may vary according to the medical services required. Entrance fees may be partially or fully refundable. The fee is used primarily as a method of privately financing the development of the project and for payment for future healthcare. CCRCs are typically licensed by the state. See also Life Care Community.

  • Animated Arrow for QuestionsContinuum of Care:

    The full spectrum of care available at Continuing Care Retirement Communities which may include Independent Living, Assisted Living, Memory Care, Nursing Care, Home Health, Home Care, and Home and Community Based Services.

  • Animated Arrow for QuestionsConvalescent Home:

    See Nursing Home.

  • Animated Arrow for QuestionsDementia:

    Progressive neurological, cognitive, or medical disorder that affects memory, judgment, and cognitive powers.

  • Animated Arrow for QuestionsDirector of Nursing (DON):

    A DON oversees all nursing staff in a nursing home and is responsible for formulating nursing policies and monitoring the quality of care delivered, as well as the facility's compliance with federal and state regulations pertaining to nursing care.

  • Animated Arrow for QuestionsHMO:

    A Health Maintenance Organization (HMO) is an organized system for providing comprehensive health care in a specific geographic area to a voluntarily enrolled group of members.

  • Animated Arrow for QuestionsHome Health Care:

    Provision of medical and nursing services in a person’s home by a licensed provider.

  • Animated Arrow for QuestionsHospice Care:

    Care and comfort measures provided to those with a terminal illness and their families, including medical, counseling and social services. Most hospice care is furnished in-home, while specialized hospices or hospitals also provide this service.

  • Animated Arrow for QuestionsIndependent Living:

    A multi-unit senior housing development that may provide supportive services such as meals, housekeeping, social activities and transportation (i.e., Supportive Housing, Retirement Community). May also be used to describe housing with few or no services (Senior Apartment).

  • Animated Arrow for QuestionsInstrumental Activities of Daily Living (IADLs):

    Day-to-day tasks such as preparing meals, shopping, managing money, taking medication, and housekeeping.

  • Animated Arrow for QuestionsKitchenette:

    In general, a kitchenette features a sink, cabinet space, a mini-refrigerator, and possibly a microwave.

  • Animated Arrow for QuestionsLicensed Practical Nurse (LPN):

    LPNs are trained to administer technical nursing procedures as well as provide a range of health care services, such as administration of medication and changing of dressings. One year of post high school education and passage of a state licensing exam is required.

  • Animated Arrow for QuestionsLife Care Community:

    A Life Care Continuing Care Retirement Community (CCRC) offers an insurance-type contract and provides all levels of care. It often includes payment for acute care and physician's visits. Little or no change is made in the monthly fee, regardless of the level of medical care required by the resident, except for cost of living increases.

  • Animated Arrow for QuestionsLong-Term Care:

    Services to persons of any age who are afflicted with chronic health impairments.

  • Animated Arrow for QuestionsLong-term Care Insurance:

    Privately issued insurance policy which covers the cost of nursing home care, assisted living, and home health care. Premiums are based on age, health, length of deductible period, amount paid, and duration of benefits. Currently pays only two percent of national nursing home costs.

  • Animated Arrow for QuestionsManaged Care:

    There is currently no standard definition of managed care, but it can best be described as a combination of insurance and a health care delivery system. The basic goal of managed care is to coordinate all health care services received to maximize benefits and minimize costs. Managed care plans use their own network of health care providers and a system of prior approval from a primary care doctor in order to achieve this goal. Providers include: specialists, hospitals, skilled nursing facilities, therapists, and home health care agencies.

  • Animated Arrow for QuestionsMedicaid:

    A jointly funded medical financial Federal-State health insurance assistance program, offering benefits to individuals with limited financial resources, the disabled, and the elderly. There are income eligibility criteria which must be met to qualify for Medicaid. The person must have exhausted nearly all assets and be in a nursing facility that participates in this program. Medicaid can reimburse Nursing Facilities for the long-term care of qualifying seniors, and in some states, Medicaid pays for Assisted Living care through Medicaid waivers.

  • Animated Arrow for QuestionsMedicare:

    Nationwide medical insurance program administered by the Social Security Administration for individuals 65 and over and certain disabled people, regardless of income. Provides for hospital and nursing facility care (Part A) and physician services, therapies, and home health care (Part B).

  • Animated Arrow for QuestionsMedical Director:

    A staff medical director assumes overall responsibility for the formulation and implementation of all policies related to medical care. The medical director also coordinates with an individual's personal physician to ensure that the facility delivers the care that is prescribed. In some instances, the medical director may be a resident's primary physician.

  • Animated Arrow for QuestionsMedications Management / Medication Administration:

    Formalized procedure with a written set of rules for the management of self-administered medicine, as in an assisted living setting. A program may include management of the timing and dosage for residents, and could include coordination with a resident's personal physician. The resident must take the medication him or herself. For instance, the facility can remind the resident that she needs to give herself the medicine injection, but the facility cannot perform the actual injection itself.

  • Animated Arrow for QuestionsMedigap Insurance:

    Private health insurance policies that supplement Medicare coverage, covering health care costs above those covered by Medicare Part A or Part B. Does not provide benefits for long term care, covering primarily hospital and doctor bills.

  • Animated Arrow for QuestionsNon-Ambulatory:

    Inability to ambulate, walk around, and usually bedridden or hospitalized.

  • Animated Arrow for QuestionsNot-for-Profit:

    Status of ownership and/or operation characterized by government by community-based boards of trustees who are all volunteers. Board members donate their time and talents to ensure that a not-for-profit organization's approach to caring for older people responds to local needs. Not-for-profit homes and services turn any surplus income back into improving or expanding services for their clients or residents. Many not-for-profit organizations are often associated with religious denominations and fraternal groups. Not-for-profits may also interact with Congress and federal agencies to further causes that serve the elderly.

  • Animated Arrow for QuestionsNurse Assistant:

    A Nurse Assistant provides the most personal care to residents, including bathing, dressing, and toileting. Must be trained, tested, and certified to provide care in nursing facilities that participate in the Medicare and Medicaid programs. Nurse assistants work under the supervision of an Registered Nurse or Licensed Practical Nurse.

  • Animated Arrow for QuestionsNursing Home:

    Facility licensed by the state that provides 24-hour nursing care, room and board, and activities for convalescent residents and those with chronic and/or long-term care illnesses. One step below hospital acute care. Regular medical supervision and rehabilitation therapy are mandated to be available, and nursing homes are eligible to participate in the Medicaid program. May be referred to as Nursing Facility or Convalescent Home. See also Skilled Nursing Facility.

  • Animated Arrow for QuestionsOccupational Therapy:

    Process to help individuals relearn activities of daily living, generally administered by a licensed therapist.

  • Animated Arrow for QuestionsPhysical Therapy:

    Process that includes individualized programs of exercise to improve physical mobility, often administered following a stroke, fall, or accident. Physical therapists plan and administer prescribed physical therapy treatment programs for residents to help restore their function and strength.

  • Animated Arrow for QuestionsRegistered Nurse (RN):

    Graduate trained nurse who has both passed a state board examination and is licensed by a state agency to practice nursing. The RN plans for resident care by assessing resident needs, developing and monitoring care plans in conjunction with physicians, as well as executing highly technical, skilled nursing treatments. A minimum of two years of college is required in addition to passage of the state exams.

  • Animated Arrow for QuestionsRehabilitation:

    Therapeutic care for persons requiring intensive physical, occupational, or speech therapy.

  • Animated Arrow for QuestionsResidential Care:

    See Assisted Living.

  • Animated Arrow for QuestionsRespite Care:

    Temporary relief from duties for caregivers, ranging from several hours to days. May be provided in-home or in a residential care setting such as an assisted living facility or nursing home.

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Frequently Asked Questions

A life-changing decision needs life-affirming answers.

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  • You can't cut off your life because of COVID. You have to be careful, but you need to keep living. Westminster-Canterbury makes it easier to do that. Dr. George Franklin, Resident
  • The key to a healthy retirement is to remain active.  The key to remaining active is to live at Westmnster-Canterbury on Chesapeake Bay! Dick Binford, Resident
  • The best decision I ever made was to move to Westminster! Joan Lottman, Resident
  • I have lived here for almost two years and I absolutely love it! Moving here is the best decision I ever made in my life! My children might not realize it now, but coming here is the best present I have ever given them. Beverly Griffin, Resident
  • A huge thank you to all the Westminster-Canterbury staff for all that they are doing for us during these challenging times! Special thank you to Catering for their off-campus pickups for us! Vera Jean Russell, Resident
  • Thank you for everything you do everyday to keep us happy, healthy and safe!! No place I’d rather be!!️ Shirley Wharton, Resident
  • We're more active and have more friends. It feels like my family has quadrupled in size. We have a more active lifestyle. There are so many things to do and be part of. Our home now is like living in a resort. Brenda Leonhirth Ladell, Resident
  • Thanks for helping take great care of our parents. We miss seeing them, but glad you’re taking every precaution to ensure we’ll get that chance when this blows over! Karen Costenbader Bradley, Family Member of Resident
  • Stone Rehab went over 100% above and beyond expectations! Joan Lottman, Resident, Stone Rehab experience
  • Thanks to Ben Unkle, CEO of Westminster-Canterbury on Chesapeake Bay for making this [www.birdsongtablet.com] technology available around the world! LeadingAge Virginia
  • The best decision I ever made was coming to WC 6 years ago. Everyone is very professional, they know their job & they do it well. I was healthy and independent 6 years ago when I moved here & now I'm experiencing episodes of back pain that Stone Rehab is helping me with. It's a marvelous place! Joan Lottman, Resident, Stone Rehab experience
  • It’s hard for me to believe that I have not been off campus for almost five months with the exception of three doctor’s visits. Yet, I am perfectly content. I have had the opportunity to leave since March, but continue to choose to stay here where I feel safer and my days can be filled with many of the activities you have provided. Connie Rutledge, Resident

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